Polybutylene is a type of plastic supply line plumbing material that was manufactured and installed between 1978 and 1995. This material was popular because it was less expensive than copper and it was far easier to install. However, many homeowners began filing insurance claims due to the pipes bursting and...
Often times we have customers call in to shop their home insurance and in the process of reviewing their coverages we find that they’re over-insured. We typically see people over insured in two areas – dwelling coverage and personal property coverage. Before we explain these things, please note that we...
Home insurance has a coverage section called liability and medical payments to others. These coverages can be triggered when someone is injured as a result of your negligence. In some instances, these coverages can be triggered even when you’re not negligent, but the injury occurs on your property. Injuries caused...