Home Insurance

Helping You Stay Informed - Insurance Simplified.

If you’re thinking about getting an alarm on your home here’s what you need to know about the discounts.  First, there are two types of alarm systems – Fire and Burglar – and each one has its own standalone discount. Second you have two classifications of alarms - you have...

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It’s no secret that things are getting more and more expensive.  From food prices to energy prices, it seems like all corners of the economy are being affected.  We’re seeing supply chain issues, raw material shortages and labor supply issues all putting inflationary pressures on most consumables.  And one area...

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Today we’re discussing one of the most common reasons for a home insurance claim denial but before we get there, let’s briefly discuss what a home insurance policy is and what it is not.  A home insurance policy is intended to pay for damages to your home and personal property...

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Recently, we have received a number of calls from customers inquiring as to whether the installation of solar panels will affect their home insurance.  Most likely….yes, it will. Many insurance companies have recently tightened their guidelines and no longer will insure homes with solar panels.  Those that do insure homes...

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Florida is considered the lightning capital of the US with 17 of the top 30 cities nationwide for lightning. Strikes.  As such, the question we commonly get asked is “does home insurance cover lightning strikes?”  And the answer is ….. yes.  In fact, lightning related claims have approached nearly $1B...

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Rates Increase?  Denied Coverage?  Non-Renewed? It is no secret that the Florida Home Insurance market is one of the toughest markets for home insurance companies in the entire US.  In fact, many of the national carriers refuse to offer home insurance homes in Florida because we are the lightning capital...

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