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One of the realities about home insurance in Florida is insurance company inspections.  But before we get into the things that insurance companies are looking for – let’s first talk about the who and the why? What you need to know… Home insurance companies in Florida have 90 days by...

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You may have seen the news where a 5-year-old boy from Kansas knocked over a sculpture that was on display in a community center.  The art on display was valued at $132,000 and the community center filed the claim on their own insurance.  Their insurance company then they sent a...

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One of our customers in Cocoa Beach, Florida called in recently ask if their dock was insured.  The short answer is: It depends Let’s take a deeper dive on this topic because there are a couple things you need to know. What type of policy do you have? If you...

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Great question! The short answer is yes.  Let’s explain because there are three things you need to know about home insurance in Florida when it comes to moving. My stuff covered anywhere? First, most standard home insurance policies in Florida will typically cover your personal property anywhere in the world. ...

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The short answer is a frame construction home will typically be more expensive to insure when compared to a masonry construction home.  There are three main reasons why this is the case: Masonry construction homes are considered less combustible than frame construction home Masonry construction homes are less prone to...

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Insurance companies in the Florida are not required to include screen enclosure coverage.  However, this doesn’t necessarily mean that they’re not covered.  Some insurance companies include the coverage automatically.  Yet other insurance companies exclude screen enclosure coverage and require the coverage to be added to the policy if the coverage...

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