Home Insurance Archives - Page 9 of 10

Today we’re talking about a little know coverage on a home insurance policy that can be a tremendous help if someone is injured in your home or on your property – it’s called medical payments to others. This is one of two coverages we commonly see on home insurance policies...

oHome insurance carriers look at a myriad of things when determining your home insurance rates. And one of these items is the shape of the roof. Now obviously you can’t really do anything to change the shape of your roof – but if you’re in the market to purchase a...

Today we’re going to share with you a little know home insurance rule that could cost you thousands of dollars out of pocket if you need to file a home insurance claim and this rule applies - it’s called the 80% rule. Home insurance on a primary residence in Florida...

If you turn your primary residence into a rental property, do you need to address your current insurance policy or will the insurance policy you currently have suffice for a rental property? The short answer is, you’ll need to address your current policy. Here’s what you need to know…....

Today we’re diving into a standard homeowners insurance policy to see what it says about storm surge. More specifically, we’re answering the question as to whether hurricane coverage would cover storm surge if the storm surge is caused by a hurricane. The short answer is …… it’s not covered. A...

What are wind mitigation inspections, and do I need one? Wind mitigation inspections identify seven wind resistive features of the home. The more wind resistive features your home has, the more discounts you’ll get on the hurricane portion of your homeowners’ insurance. What are the wind resistive features? The wind...

Home Insurance

Helping You Stay Informed - Insurance Simplified.

Let's Get Started Now. It's FREE!