Home Insurance

Helping You Stay Informed - Insurance Simplified.

Have a trampoline on your property?  Here’s what you need to know! The attractive nuisance doctrine applies to civil law in the United States.  It basically says that a landowner may be held liable for injuries to children who are trespassing onto the landowners land if the injury to the...

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If you own a small boat, it may be covered under the personal property section of your homeowner’s insurance.  Here’s what you need to know.  The coverage, although present in most homeowners’ policies, is typically capped at $1500.  And this $1500 generally includes the watercraft, the trailer, it’s furnishing, equipment...

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We’ve had a wave of customers recently who are looking for quotes on multifamily homes.   Mostly where the customer lives in one of the units and rents out the remaining units.  Each customer has asked a variation of the same question.  Does the insurance cover the tenants too?  And the...

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Recently we had a customer call in a panic because a hot water valve in the kitchen broke off.  Hot water was literally spraying across the kitchen in gallons and flooding out the kitchen and dining room while we were on the phone.  The customer was uncertain what to do...

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In certain areas of Brevard County where older homes are present, areas such as Cocoa Beach, Satellite Beach, Merritt Island, and certain areas of Melbourne and West Melbourne, we often find older homes with flat roofs.  Insurance companies aren’t big fans of flat roofs.  The reason is they’ve found that...

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Today we’re talking about what happens to your home insurance if you need to file a home insurance claim.  Will your rates go up?  Will you get dropped?  Will you have trouble finding new insurance?  Are you stuck with your current carrier for a certain number of years?  Most times,...

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