Often times we have customers call in to shop their home insurance and in the process of reviewing their coverages we find that they’re over-insured. We typically see people over insured in two areas – dwelling coverage and personal property coverage. Before we explain these things, please note that we...
We occasionally receive questions from customers, who have just recently purchased a golf cart, asking if their home insurance will cover the golf cart. And the short answer is, not really. In general, you’d be looking at two different types of coverages for the golf cart. Liability – meaning the...
Home insurance has a coverage section called liability and medical payments to others. These coverages can be triggered when someone is injured as a result of your negligence. In some instances, these coverages can be triggered even when you’re not negligent, but the injury occurs on your property. Injuries caused...