Home Insurance

As homeowners, most all of us have been there. Your mortgage payment goes up for some unknown reason so you call your mortgage company. Your mortgage company informs you that your insurance has increased and they needed to adjust your payment to make up the shortfall in your escrow account...

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One question we often get asked at Chrinco is whether or not the homeowner should file a claim on their home insurance for a small loss. The short answer is – it depends. There are several factors to consider before filing a homeowners insurance claim.  First, how high is your deductible. ...

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Everybody would like lower home insurance, right? The thing is most people have a possible solution just a phone call away and don’t even know about it. While many people living in the coastal regions of Florida have already taken advantage of this simple insurance rate reduction tool, the fact...

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Sinkhole coverage in the State of Florida is an interesting coverage. It’s seemingly easy to understand what it covers….sinkholes….right? It’s actually a little more complicated than that. Sinkhole coverage is one of the few coverages that is potentially different than what most people perceive. When you think sinkhole, do you...

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Many times people begin shopping for homeowners insurance without a plan.  They pick up the phone, call a few companies and simply ask for a home insurance quote.  At Chrinco, we believe in equipping insurance shoppers so they not only know what coverages to ask for but also how much...

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