Home Insurance Archives - Page 14 of 15

In the state of Florida, most insurance companies have a split deductible on their homeowner’s policies. One deductible is called the All Other Perils deductible and the other deductible is called the Hurricane Deductible. The All Other Perils deductible typically starts around $500-$1000 and will apply in situations such as...

We often will field a question from customers that is so good that we feel it is necessary to write about it and publicly share the answer. This question is one we hear quite often, and the short answer is if you live in a condo and additional Loss Assessment...

It’s easy to get a quote for home insurance, but the question is whether that quote is going to include enough coverage for your home and belongings. If you use an inaccurate home insurance quote, and there comes a time where you need to make a claim, you might not...

You already know how important it is to maintain homeowners insurance on your home. While you hope to never have to use this insurance, you always want to have enough coverage in case you do need it in the event your home is damaged or even worse, destroyed. But what...

Let’s face it. People don’t generally trust their insurance companies. Money is paid to the insurance company – month after month, year after year – in the hopes that if a major insurance claim is filed the insurance company will be there to help pay for the losses incurred. The...

If you're wondering whether or not your home insurance covers flooding, the short answer is: it depends on the type of flooding. First, there is the rising water flood. These are the types of floods that you will see on the news. You know, when heavy rains push the river...

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