Home Insurance Archives - Page 4 of 15

One of the things we always say is that home insurance seems to be the same until you have a claim. Here is an example to help explain what we mean. We recently had a gentleman call in for a home insurance quote for a large house. We provided a...

Unfortunately, in the State of Florida, it is common for insurance carriers to reduce their hurricane exposure by non-renewing certain policies. Insurance carriers in Florida are required by statute to give advanced notice of non-renewal. Many times, homeowners will receive the non-renewal and then wait until a week or two...

If you’re thinking about placing your home into a trust or into an entity such as an LLC don’t forget about your insurance! A few times a year we’ll have a customer call in for a home insurance quote and we’ll notice that the homeowner is listed as a trust...

Most home and auto insurance companies will refund your unearned premium after you cancel your policy and they calculate the refund on a pro-rata basis. This simply means that if you paid for a full year of insurance and you cancel your insurance roughly six months into the policy, you’ll...

We occasionally receive phone calls asking if damage to the home caused by certain insects is covered. Just last week we received a call from a homeowner who, after noticing a small hole near the roof of his home, found that carpenter wasps had found their way into the home...

Polybutylene is a type of plastic supply line plumbing material that was manufactured and installed between 1978 and 1995. This material was popular because it was less expensive than copper and it was far easier to install. However, many homeowners began filing insurance claims due to the pipes bursting and...

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