Sometimes when people payoff their home, they will naturally consider making changes to their home insurance policy in an effort to save some money. You see mortgage companies require certain things to be covered on a home insurance policy in Florida. One of the things they require coverage for are...
There are four things you need to know about your home insurance to ensure the installed pool complies with the requirements set forth by most home insurance carriers. A swimming pool is classified by insurance companies as an attractive nuisance, which means it is an appealing item that may present...
Well.....it depends. In Florida, a home insurance policy written on an HO3 form will typically include coverage if your house is flooded but the coverage is generally limited to water damage cause by accidental discharge or overflow. This means an appliance failed and caused water damage or a pipe burst...
Insurance companies generally classify claims into two basic categories. Claims that are property specific and claims that are specific to you, the insured. Property Specific claims…. These claims are situations that occur which put the insurability of the home into question. For example, if there are a couple recent plumbing...