It’s easy to get a quote for home insurance, but the question is whether that quote is going to include enough coverage for your home and belongings. If you use an inaccurate home insurance quote, and there comes a time where you need to make a claim, you might not be fully covered for your losses. You can avoid a hassle in the future by taking the time upfront to make sure you have the right coverage and limits for your home insurance.

To ensure you are getting the right insurance and limits, have the following information ready when seeking a home insurance quote.

You will need to know the square footage of your home, including each living floor and a basement if you have one. If you don’t know this information, there are various places where you can find it without having to manually measure your home:

Other information you will need include:

Details about the construction of your home also play a part in determining an accurate quote for your home insurance. You will need to know:

No two homeowners’ needs for coverage are exactly the same. You want to make sure that you are covered for everything that needs coverage. You will want to supply the insurance agent with additional information, such as:

Being prepared ahead of time with your home insurance information will help ensure you are getting the coverage you need.

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