Helping You Stay Informed - Insurance Simplified.

Well.....it depends. In Florida, a home insurance policy written on an HO3 form will typically include coverage if your house is flooded but the coverage is generally limited to water damage cause by accidental discharge or overflow.  This means an appliance failed and caused water damage or a pipe burst...

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I recently had a customer reach out to me from a region of Florida that is prone to flooding.  They had several days of rain and the water began to pool in the yard and then onto their back porch and then into the home.  They were reaching out to...

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