Auto Insurance Archives

Recently we had a customer call in to let us know that he had sold one of his cars and that he would like the vehicle removed from his policy. While talking to the customer he mentioned that he sold the vehicle for $4,000 more than what he paid for...

If someone runs into your car and it turns out that they’re an uninsured motorist, do you know which coverage you need on your insurance policy, in the State of Florida, to ensure your vehicle is fixed? And the answer isssss… It’s collision coverage. Most people mistakenly believe that since...

Subrogation is a term commonly used in the insurance industry for when a customer files a claim on their insurance policy, the insurance company pays for the damages but then determines that the liability can be assigned to a third party. Want an example? Many years ago, I had a...

Did you know that parking lot accidents account for nearly one in five auto insurance claims? In fact, in the United States there are over 200 auto related parking lot fatalities each year. And one of the more surprising things about parking lots is that many normal traffic laws don’t...

We often received phone calls from our customers asking some form of the following: If I allow ‘so and so’ to drive my car, are they covered under my insurance or their insurance. How to find out…. In your auto insurance policy is a definitions section. In the definitions section,...

Perhaps once or twice a month we’ll be speaking with a customer about auto insurance and they’ll request full coverage auto insurance. It’s typically in reference to a recently financed car purchase or a new leased car purchase. Many times, it’s the bank or the dealership that tells the customer...

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