On a standard home insurance policy written on an HO3 form in the state of Florida, there is a section of the policy for other structures. This is commonly noted as coverage B on your declarations page. Some carriers will automatically provide you with 10% of your dwelling coverage for...
Did you know there two types of home insurance claims that can stay on your record for longer than the typical 3-5 year timeframe. These two types of home insurance claims are fire claims and liability claims. Home insurance claims are generally classified into two categories - claims associated with...
There are times in the Florida home insurance marketplace where the majority of home insurance carriers file for rate increases on or around the same timeframe. When this happens, it can be difficult to find a competitively priced home insurance policy. Here are four things you can do to bring...
Sometimes when people payoff their home, they will naturally consider making changes to their home insurance policy in an effort to save some money. You see mortgage companies require certain things to be covered on a home insurance policy in Florida. One of the things they require coverage for are...
There are four things you need to know about your home insurance to ensure the installed pool complies with the requirements set forth by most home insurance carriers. A swimming pool is classified by insurance companies as an attractive nuisance, which means it is an appealing item that may present...
Well.....it depends. In Florida, a home insurance policy written on an HO3 form will typically include coverage if your house is flooded but the coverage is generally limited to water damage cause by accidental discharge or overflow. This means an appliance failed and caused water damage or a pipe burst...