Insurance Archives - Page 6 of 20

Home insurance has a coverage section called liability and medical payments to others. These coverages can be triggered when someone is injured as a result of your negligence. In some instances, these coverages can be triggered even when you’re not negligent, but the injury occurs on your property. Injuries caused...

Did you know that if your home is uninhabitable after a covered claim, you may be entitled to additional benefits under your Loss of Use coverage. Most home insurance policies on a primary residence in Florida have a coverage called Loss of Use which is commonly listed as Coverage D...

There are a couple of things to consider about your home insurance if you’re planning a major remodel. First, if you’re not going to be living in your home while the remodel is taking place, your current home insurance may have automatic coverage suspensions that take place after 30 and/or...

Did you know that a standard home insurance policy for a primary residence includes a clause buried deep within the policy called a vacancy clause? The vacancy clause can completely suspend your coverages if the conditions of the clause are met. What are some examples of a vacant home? We...

Today we’re talking about something that you may expect to be covered by your home insurance when it actually is not. Today we’re talking about water back up coverage. With water backing up we’re dealing with dirty water so we’re talking about a drain lines or sewage lines failing and...

Today we’re talking about a certain type of plumbing material that many insurance companies are beginning to classify as an ineligible type of material. Meaning that if the plumbing material is used in the home, the insurance company will refuse to insure the home. This plumbing material is call PEX....

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