Home Insurance Archives - Page 12 of 15

Many times, the maximum amount of liability coverage you can purchase in a homeowner’s insurance is roughly $500,000. And the maximum amount of auto insurance liability coverage you can purchase is roughly $250,000. So what if somebody is injured at your house and they sue you for $1M? Or what...

If you turn your primary residence into a rental property, do you need to address your current insurance policy or will the insurance policy you currently have suffice for a rental property? The short answer is, you’ll need to address your current policy. Here’s what you need to know…....

Many times, we have customers call into to our office looking for a condo insurance quote and they’ll say things like: We didn’t know we needed insurance Or We thought the condo associations coverage covered us Or We paid cash for our condo and nobody told us we needed insurance...

Today we’re diving into a standard homeowners insurance policy to see what it says about storm surge. More specifically, we’re answering the question as to whether hurricane coverage would cover storm surge if the storm surge is caused by a hurricane. The short answer is …… it’s not covered. A...

Does my home insurance cover collectibles? A standard primary residence home insurance policy will generally provide personal property coverage in an amount equal to 25-50% of your dwelling coverage. So if you’re insuring a $200,000 home, you typically have anywhere from $50,000 - $100,000 in coverage for your personal belongings. ...

What are wind mitigation inspections, and do I need one? Wind mitigation inspections identify seven wind resistive features of the home. The more wind resistive features your home has, the more discounts you’ll get on the hurricane portion of your homeowners’ insurance. What are the wind resistive features? The wind...

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