Home Insurance Archives - Page 11 of 15

Today we’re talking about a little know coverage on a home insurance policy that can be a tremendous help if someone is injured in your home or on your property – it’s called medical payments to others. This is one of two coverages we commonly see on home insurance policies...

oHome insurance carriers look at a myriad of things when determining your home insurance rates. And one of these items is the shape of the roof. Now obviously you can’t really do anything to change the shape of your roof – but if you’re in the market to purchase a...

Today we’re going to share with you a little know home insurance rule that could cost you thousands of dollars out of pocket if you need to file a home insurance claim and this rule applies - it’s called the 80% rule. Home insurance on a primary residence in Florida...

Did you know that a recent study found that 41% of people who are shopping their insurance are looking for a better price? In fact, price outranked Customer Service, Claim Handling, and Coverages…. among other things. While price is definitely an important factor when shopping your insurance, I want to...

With dog bites making up one-third of all homeowner liability claims, it’s no wonder why animal liability has become a hot topic in the insurance industry. Get this, the average dog bite claim is just over$32,000 and payouts collectively total over half a billion dollars in the US annually. This...

Replacement Cost and Actual Cash Value. These are the two ways that insurance companies use to determine how much to pay you when you file a claim. The Actual Cash Value loss settlement will factor in depreciation of the damaged items when determining how much the insurance company should pay...

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