Car Insurance Archives - Page 4 of 4

This is a question we often get asked at Chrinco because, let’s face it, auto insurance can be confusing. In Florida, most insurance coverages follow the car that you insure. For example, the comprehensive or collision coverage you purchased for Vehicle A cannot be used to cover Vehicle B. There...

Tell me if this sounds familiar… You're paying your monthly bills and notice a significant increase in your auto insurance payment. Frustrated, you contact the insurance company and ask why they didn't notify you of the change in payment before taking money out of your checking account. They tell you...

In the State of Florida, when you allow someone to use your vehicle you are also allowing them to use your insurance. While there are certain situations where this doesn’t apply – in most instances, the friend who wrecked your car would be considered a permissive use driver in the...

Let’s say you’re sitting at a red light and someone runs into the back of your car and one of two things happens either the person who ran into you doesn’t have insurance or they left the scene of the accident. You call the police and file a report, but...

This is a great question and one I’ve heard countless times. While there is probably evidence to suggest that people driving in a red vehicle may be more prone to getting in an accident, the reality is that it’s not significant enough to factor into the insurance company’s rating models....

When you shop for car insurance, realize it's more of a science than an art. Insurance agents plug your information into a computer which runs an algorithm and this algorithm generates a price. If two of the exact same people request insurance quote with the same coverages at the same...

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