Car Insurance

Helping You Stay Informed - Insurance Simplified.

Often, we hear people mention that their broken windshield is covered without a deductible simply because they live in Florida and that’s what Florida requires. Before we get into what is or what is not covered, let’s first talk about broken windshields: So you’re driving down the road and a...

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Auto insurance can cover a lot of things – liability, uninsured motorists, rental cars, towing.  But there are just two coverage's that cover the vehicle itself.  One is called collision coverage, which covers the damage caused objects you collide with.  And the other is comprehensive coverage, which generally covers damage...

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How does Property Damage Liability work? Many times on an auto insurance policy in Florida you will see liability coverages displayed as 100/300/100 or some other set of numbers separated by a “/”.  These numbers are in thousands of dollars and depict the amount of coverage you have for liability...

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When it comes to an auto insurance policy, there are actually many different components. Aside from the standard liability coverage, there are types of auto insurance that cover medical payments, theft, and vandalism. It sounds complicated, but all of these options exist for your benefit and not all of them...

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You thought you had a good driving record, but when your latest car insurance renewal showed up in your mailbox, you were shocked to find out that your car insurance rates unexpectedly increased. So why did your car insurance rates increase? There are a few reasons why car insurance rates...

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Let’s face it.  People don’t generally trust their insurance companies.  Money is paid to the insurance company – month after month, year after year – in the hopes that if a major insurance claim is filed the insurance company will be there to help pay for the losses incurred. The...

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