Car Insurance

Helping You Stay Informed - Insurance Simplified.

Did you know that parking lot accidents account for nearly one in five auto insurance claims?  In fact, in the United States there are over 200 auto related parking lot fatalities each year.  And one of the more surprising things about parking lots is that many normal traffic laws don’t...

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We often received phone calls from our customers asking some form of the following:  If I allow ‘so and so’ to drive my car, are they covered under my insurance or their insurance. How to find out…. In your auto insurance policy is a definitions section.  In the definitions section,...

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Many times, the maximum amount of liability coverage you can purchase in a homeowner’s insurance is roughly $500,000.  And the maximum amount of auto insurance liability coverage you can purchase is roughly $250,000.  So what if somebody is injured at your house and they sue you for $1M?  Or what...

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Perhaps once or twice a month we’ll be speaking with a customer about auto insurance and they’ll request full coverage auto insurance.  It’s typically in reference to a recently financed car purchase or a new leased car purchase.  Many times, it’s the bank or the dealership that tells the customer...

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If you’ve ever rented a car, you’ve probably had the clerk at the rental car counter ask if you’d like to purchase insurance for their vehicle.  This begs the question, does your car insurance cover their vehicle? The answer is generally yes but there are three things you need to...

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We recently fielded a question that came from a Facebook follower of ours.  She asked if auto insurance covers the cost of a rental car if her car is ever stolen.  This is a great question. If your car is stolen, and you’d like for your insurance to cover it,...

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