liability

Subrogation is a term commonly used in the insurance industry for when a customer files a claim on their insurance policy, the insurance company pays for the damages but then determines that the liability can be assigned to a third party. Want an example? Many years ago, I had a...

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You may have seen the news where a 5-year-old boy from Kansas knocked over a sculpture that was on display in a community center.  The art on display was valued at $132,000 and the community center filed the claim on their own insurance.  Their insurance company then they sent a...

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