insurance claim

Today we’re going to share with you a little know home insurance rule that could cost you thousands of dollars out of pocket if you need to file a home insurance claim and this rule applies - it’s called the 80% rule. Home insurance on a primary residence in Florida...

Read More

Replacement Cost and Actual Cash Value. These are the two ways that insurance companies use to determine how much to pay you when you file a claim.  The Actual Cash Value loss settlement will factor in depreciation of the damaged items when determining how much the insurance company should pay...

Read More