insurance claim check

Helping You Stay Informed - Insurance Simplified.

Did you know there two types of home insurance claims that can stay on your record for longer than the typical 3-5 year timeframe.  These two types of home insurance claims are fire claims and liability claims.  Home insurance claims are generally classified into two categories - claims associated with...

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Insurance companies generally classify claims into two basic categories.  Claims that are property specific and claims that are specific to you, the insured.  Property Specific claims…. These claims are situations that occur which put the insurability of the home into question.  For example, if there are a couple recent plumbing...

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If you have a mortgage on your home when filing an insurance claim, the insurance company is required, by the terms of the policy, to make the check payable to you and any lienholders on the property.  Why? Because the mortgage company has an interest in your home, and they...

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