Florida is considered the lightning capital of the US with 17 of the top 30 cities nationwide for lightning. Strikes. As such, the question we commonly get asked is “does home insurance cover lightning strikes?” And the answer is ….. yes. In fact, lightning related claims have approached nearly $1B...
If you own a small boat, it may be covered under the personal property section of your homeowner’s insurance. Here’s what you need to know. The coverage, although present in most homeowners’ policies, is typically capped at $1500. And this $1500 generally includes the watercraft, the trailer, it’s furnishing, equipment...