home insurance tips

Helping You Stay Informed - Insurance Simplified.

Have a trampoline on your property?  Here’s what you need to know! The attractive nuisance doctrine applies to civil law in the United States.  It basically says that a landowner may be held liable for injuries to children who are trespassing onto the landowners land if the injury to the...

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If you own a small boat, it may be covered under the personal property section of your homeowner’s insurance.  Here’s what you need to know.  The coverage, although present in most homeowners’ policies, is typically capped at $1500.  And this $1500 generally includes the watercraft, the trailer, it’s furnishing, equipment...

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In certain areas of Brevard County where older homes are present, areas such as Cocoa Beach, Satellite Beach, Merritt Island, and certain areas of Melbourne and West Melbourne, we often find older homes with flat roofs.  Insurance companies aren’t big fans of flat roofs.  The reason is they’ve found that...

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Today we’re talking about what happens to your home insurance if you need to file a home insurance claim.  Will your rates go up?  Will you get dropped?  Will you have trouble finding new insurance?  Are you stuck with your current carrier for a certain number of years?  Most times,...

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Today we’re talking about a little know coverage on a home insurance policy that can be a tremendous help if someone is injured in your home or on your property – it’s called medical payments to others. This is one of two coverages we commonly see on home insurance policies...

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oHome insurance carriers look at a myriad of things when determining your home insurance rates.  And one of these items is the shape of the roof.  Now obviously you can’t really do anything to change the shape of your roof – but if you’re in the market to purchase a...

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