home insurance quote

Helping You Stay Informed - Insurance Simplified.

One of the things we always say is that home insurance seems to be the same until you have a claim.  Here is an example to help explain what we mean.  We recently had a gentleman call in for a home insurance quote for a large house.  We provided a...

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Did you know that if your home is uninhabitable after a covered claim, you may be entitled to additional benefits under your Loss of Use coverage. Most home insurance policies on a primary residence in Florida have a coverage called Loss of Use which is commonly listed as Coverage D...

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Did you know that if you change the ownership, title, occupancy or use of a home that you have insured, you have a limited amount of time to notify your insurance company and failure to do so can result in your coverage being suspended? The conditions section of many home...

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We were recently going over the personal property coverage with a first time home buyer and he said, “if my house burns down and my car is in the garage, will my home insurance cover it.” And the answer is…..unfortunately, no.  In a standard home insurance policy there is a...

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