Helping You Stay Informed - Insurance Simplified.

Prior to Hurricanes, our #1 call is….

As Hurricanes approach the east coast of Florida, we’ll have so many phone calls the week leading up to the storm on the same topic.  The question is generally some version of the following:  Can I get flood insurance?  And the answer is typically………. no.  You see flood insurance falls...

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Hurricane prep? Don’t forget about your insurance.

If you find yourself in the unfortunate situation of needing to file a claim after a hurricane, there are certain things that you need to know.  In every home insurance policy, there is a section entitled the duties after a loss.  This section outlines the things that the you, the...

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Does your home insurance cover flooding?

I recently had a customer reach out to me from a region of Florida that is prone to flooding.  They had several days of rain and the water began to pool in the yard and then onto their back porch and then into the home.  They were reaching out to...

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Want cheaper home insurance? Look for these 3 things when buying a house.

Occasionally we have customers contact us during the home buying process and ask if there are certain types of homes that have lower insurance rates than other types of home.  While there are many factors that go into determining the insurance rates.  There are three things that you should look...

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Are slab leaks covered by insurance?

One of the realities to home ownership is that building materials degrade over time.  The degradation of plumbing materials can lead to pipes breaking or pipes leaking in the slab.  If a slab leak happens to you and you see water coming up through the floor or hear water running...

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Are you changing the use or occupancy of your home?

Did you know that if you change the ownership, title, occupancy or use of a home that you have insured, you have a limited amount of time to notify your insurance company and failure to do so can result in your coverage being suspended? The conditions section of many home...

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