Helping You Stay Informed - Insurance Simplified.

Uninsured Motorist Coverage – What you need to know!

What does Uninsured Motorist Coverage cover? Almost every customer we speak with thinks that uninsured motorist coverage in the State of Florida covers injuries and the damage to the vehicle should they get hit by an uninsured motorist.  This is only partially correct.  In Florida, uninsured motorist coverage will generally...

Read More

Ordinance or Law Coverage – Do I need this?

Ordinance or Law Coverage - What’s that cover? Ordinance or Law coverage provides additional insurance to bring your home up to code after a loss. Can you give me an example? Let’s say that a home has a fire in the kitchen.  As part of the fire, let’s assume that...

Read More

Liability Coverage – What’s that for?

You may have seen the news where a 5-year-old boy from Kansas knocked over a sculpture that was on display in a community center.  The art on display was valued at $132,000 and the community center filed the claim on their own insurance.  Their insurance company then they sent a...

Read More

Flooded car? Here’s how to determine if it’s covered….

Auto insurance can cover a lot of things – liability, uninsured motorists, rental cars, towing.  But there are just two coverage's that cover the vehicle itself.  One is called collision coverage, which covers the damage caused objects you collide with.  And the other is comprehensive coverage, which generally covers damage...

Read More

Is my dock insured?

One of our customers in Cocoa Beach, Florida called in recently ask if their dock was insured.  The short answer is: It depends Let’s take a deeper dive on this topic because there are a couple things you need to know. What type of policy do you have? If you...

Read More

Will my Home Insurance cover my furniture while moving?

Great question! The short answer is yes.  Let’s explain because there are three things you need to know about home insurance in Florida when it comes to moving. My stuff covered anywhere? First, most standard home insurance policies in Florida will typically cover your personal property anywhere in the world. ...

Read More