Helping You Stay Informed - Insurance Simplified.

Insurance Company Inspections – Everything you need to know!

One of the realities about home insurance in Florida is insurance company inspections.  But before we get into the things that insurance companies are looking for – let’s first talk about the who and the why? What you need to know… Home insurance companies in Florida have 90 days by...

Read More

Stolen Car – Will my insurance cover the cost of a rental car?

We recently fielded a question that came from a Facebook follower of ours.  She asked if auto insurance covers the cost of a rental car if her car is ever stolen.  This is a great question. If your car is stolen, and you’d like for your insurance to cover it,...

Read More

Broken Windshield – What’s my deductible?

Often, we hear people mention that their broken windshield is covered without a deductible simply because they live in Florida and that’s what Florida requires. Before we get into what is or what is not covered, let’s first talk about broken windshields: So you’re driving down the road and a...

Read More

Home Insurance Claim then non-renewed? Read this!

Most insurance companies will not non-renew a customer after one home insurance claim.  So before we begin, let’s talk about insurance companies to gain a better understanding on risk mitigation.  Insurance companies like to mitigate as much foreseeable risk as possible.  They do this in an effort to reduce future...

Read More

Home Insurance Quote? Read this first and get informed!

Shopping for a home insurance quote? If you’re in the market for a home insurance quote don’t be duped by a shady agent.  Today we’re pulling back the vail on some shady insurance practices that can leave you unknowingly paying thousand more out of pocket if you find yourself in...

Read More

Vacation Home Insurance

Vacation Home Insurance – Is it hard to get? Generally speaking vacation home insurance is the same insurance you would find on your primary residence.  The difference is that vacation homes pose a greater risk to the insurance company, so the premium is generally higher.  Often coverage can be restricted...

Read More