In certain areas of Brevard County where older homes are present, areas such as Cocoa Beach, Satellite Beach, Merritt Island, and certain areas of Melbourne and West Melbourne, we often find older homes with flat roofs. Insurance companies aren’t big fans of flat roofs. The reason is they’ve found that...
Today we’re talking about what happens to your home insurance if you need to file a home insurance claim. Will your rates go up? Will you get dropped? Will you have trouble finding new insurance? Are you stuck with your current carrier for a certain number of years? Most times,...
Today we’re talking about a little know coverage on a home insurance policy that can be a tremendous help if someone is injured in your home or on your property – it’s called medical payments to others. This is one of two coverages we commonly see on home insurance policies...
oHome insurance carriers look at a myriad of things when determining your home insurance rates. And one of these items is the shape of the roof. Now obviously you can’t really do anything to change the shape of your roof – but if you’re in the market to purchase a...
Today we’re going to share with you a little know home insurance rule that could cost you thousands of dollars out of pocket if you need to file a home insurance claim and this rule applies - it’s called the 80% rule. Home insurance on a primary residence in Florida...
Did you know that a recent study found that 41% of people who are shopping their insurance are looking for a better price? In fact, price outranked Customer Service, Claim Handling, and Coverages…. among other things. While price is definitely an important factor when shopping your insurance, I want to...