If you’re thinking about getting an alarm on your home here’s what you need to know about the discounts. First, there are two types of alarm systems – Fire and Burglar – and each one has its own standalone discount. Second you have two classifications of alarms - you have...
It’s no secret that things are getting more and more expensive. From food prices to energy prices, it seems like all corners of the economy are being affected. We’re seeing supply chain issues, raw material shortages and labor supply issues all putting inflationary pressures on most consumables. And one area...
Today we’re discussing one of the most common reasons for a home insurance claim denial but before we get there, let’s briefly discuss what a home insurance policy is and what it is not. A home insurance policy is intended to pay for damages to your home and personal property...
Recently we had a customer call in to let us know that he had sold one of his cars and that he would like the vehicle removed from his policy. While talking to the customer he mentioned that he sold the vehicle for $4,000 more than what he paid for...
If you have a mortgage with an escrow account, you have likely or will likely experience a time when your home insurance fails to get paid by your mortgage servicer before its expiration. This can be a terribly frustrating time for you. But if you live in Florida, just know...
Recently, FEMA rolled out Risk Rating 2.0 and the rollout has been quite shocking for many Florida residents. Risk Rating 2.0 is a methodology used to accurately charge for flood insurance based upon a property’s own unique flood risks. Prior to Risk Rating 2.0 flood insurance rates were largely determined...