Have you ever wondered if your home insurance covers other structures on your property such as a detached garage? The answer is yes it can. Home insurance does have coverage available for detached structures, but the coverage will generally need to be added to the policy. While some insurance companies...
Many times, we have customers calling in for a quote and are surprised to find out that even though they had a significant home insurance claim from a prior hurricane, they’re still able to find insurance at competitive rates. Home insurance claims typically fall into two categories. Those that are...
Many times, people are surprised to see that the check received as settlement for their home insurance claim has a line item deducting for depreciation. This can happen even if the policy is a replacement cost policy. However, if you do have a replacement cost policy the depreciation is typically...
Did you know that a federal flood insurance policy offers maximum dwelling coverage of $250,000? Moreover, the maximum amount of personal property coverage on a federal flood insurance policy is $100,000. So what are you to do if you need $500,000 in dwelling coverage or $200,000 in personal property coverage? ...