Recently, we have received a number of calls from customers inquiring as to whether the installation of solar panels will affect their home insurance. Most likely….yes, it will. Many insurance companies have recently tightened their guidelines and no longer will insure homes with solar panels. Those that do insure homes...
When buying a condo, part of your association dues goes towards a master condo insurance policy purchased by the condo association. This policy insures the condo building for covered losses. An HO6 policy picks up where the master policy ends and pays for the internal structures to your particular condo...
Florida is considered the lightning capital of the US with 17 of the top 30 cities nationwide for lightning. Strikes. As such, the question we commonly get asked is “does home insurance cover lightning strikes?” And the answer is ….. yes. In fact, lightning related claims have approached nearly $1B...
Rates Increase? Denied Coverage? Non-Renewed? It is no secret that the Florida Home Insurance market is one of the toughest markets for home insurance companies in the entire US. In fact, many of the national carriers refuse to offer home insurance homes in Florida because we are the lightning capital...
When you are financing the purchase of a home the mortgage company, as part of the underwriting process, will request a home insurance policy and will oftentimes state that the policy needs to be a replacement cost policy. This request comes directly from the Fannie Mae guidelines and their request...