Do I need Sinkhole Coverage? To understand sinkhole coverage you must first understand Catastrophic Ground Cover Collapse coverage. While insurance companies in Florida aren’t required to cover for sinkhole losses, the good folks in Tallahassee do require insurance companies to insure Ground Cover Collapse. What’s the difference you’re asking? Four...
Insurance companies in the Florida are not required to include screen enclosure coverage. However, this doesn’t necessarily mean that they’re not covered. Some insurance companies include the coverage automatically. Yet other insurance companies exclude screen enclosure coverage and require the coverage to be added to the policy if the coverage...
In the state of Florida, most insurance companies have a split deductible on their homeowner’s policies. One deductible is called the All Other Perils deductible and the other deductible is called the Hurricane Deductible. The All Other Perils deductible typically starts around $500-$1000 and will apply in situations such as...