Helping You Stay Informed - Insurance Simplified.

Ordinance or Law Coverage - What’s that cover? Ordinance or Law coverage provides additional insurance to bring your home up to code after a loss. Can you give me an example? Let’s say that a home has a fire in the kitchen.  As part of the fire, let’s assume that...

Read More

You may have seen the news where a 5-year-old boy from Kansas knocked over a sculpture that was on display in a community center.  The art on display was valued at $132,000 and the community center filed the claim on their own insurance.  Their insurance company then they sent a...

Read More

Auto insurance can cover a lot of things – liability, uninsured motorists, rental cars, towing.  But there are just two coverage's that cover the vehicle itself.  One is called collision coverage, which covers the damage caused objects you collide with.  And the other is comprehensive coverage, which generally covers damage...

Read More

One of our customers in Cocoa Beach, Florida called in recently ask if their dock was insured.  The short answer is: It depends Let’s take a deeper dive on this topic because there are a couple things you need to know. What type of policy do you have? If you...

Read More

Great question! The short answer is yes.  Let’s explain because there are three things you need to know about home insurance in Florida when it comes to moving. My stuff covered anywhere? First, most standard home insurance policies in Florida will typically cover your personal property anywhere in the world. ...

Read More

The short answer is a frame construction home will typically be more expensive to insure when compared to a masonry construction home.  There are three main reasons why this is the case: Masonry construction homes are considered less combustible than frame construction home Masonry construction homes are less prone to...

Read More