Helping You Stay Informed - Insurance Simplified.

We recently fielded a question that came from a Facebook follower of ours.  She asked if auto insurance covers the cost of a rental car if her car is ever stolen.  This is a great question. If your car is stolen, and you’d like for your insurance to cover it,...

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Often, we hear people mention that their broken windshield is covered without a deductible simply because they live in Florida and that’s what Florida requires. Before we get into what is or what is not covered, let’s first talk about broken windshields: So you’re driving down the road and a...

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Most insurance companies will not non-renew a customer after one home insurance claim.  So before we begin, let’s talk about insurance companies to gain a better understanding on risk mitigation.  Insurance companies like to mitigate as much foreseeable risk as possible.  They do this in an effort to reduce future...

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Shopping for a home insurance quote? If you’re in the market for a home insurance quote don’t be duped by a shady agent.  Today we’re pulling back the vail on some shady insurance practices that can leave you unknowingly paying thousand more out of pocket if you find yourself in...

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Vacation Home Insurance – Is it hard to get? Generally speaking vacation home insurance is the same insurance you would find on your primary residence.  The difference is that vacation homes pose a greater risk to the insurance company, so the premium is generally higher.  Often coverage can be restricted...

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What does Uninsured Motorist Coverage cover? Almost every customer we speak with thinks that uninsured motorist coverage in the State of Florida covers injuries and the damage to the vehicle should they get hit by an uninsured motorist.  This is only partially correct.  In Florida, uninsured motorist coverage will generally...

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