Does my home insurance cover collectibles? A standard primary residence home insurance policy will generally provide personal property coverage in an amount equal to 25-50% of your dwelling coverage. So if you’re insuring a $200,000 home, you typically have anywhere from $50,000 - $100,000 in coverage for your personal belongings. ...
What are wind mitigation inspections, and do I need one? Wind mitigation inspections identify seven wind resistive features of the home. The more wind resistive features your home has, the more discounts you’ll get on the hurricane portion of your homeowners’ insurance. What are the wind resistive features? The wind...
One of our customers recently called in with a question asking if flood insurance covered anything outside the home. Great question! The first thing we need to mention is that a standard home insurance policy does not provide any coverage for rising water floods. The flood insurance policy our customer...