Insurance

Did you know the roofing material on your home can impact your insurance?  This topic is especially important if you’re looking to purchase a home. Insurance companies have a ton of data on the degradation of roofing material.  There is a high correlation between the age of the roof and...

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Have a trampoline on your property?  Here’s what you need to know! The attractive nuisance doctrine applies to civil law in the United States.  It basically says that a landowner may be held liable for injuries to children who are trespassing onto the landowners land if the injury to the...

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Did you know that parking lot accidents account for nearly one in five auto insurance claims?  In fact, in the United States there are over 200 auto related parking lot fatalities each year.  And one of the more surprising things about parking lots is that many normal traffic laws don’t...

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If you own a small boat, it may be covered under the personal property section of your homeowner’s insurance.  Here’s what you need to know.  The coverage, although present in most homeowners’ policies, is typically capped at $1500.  And this $1500 generally includes the watercraft, the trailer, it’s furnishing, equipment...

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We’ve had a wave of customers recently who are looking for quotes on multifamily homes.   Mostly where the customer lives in one of the units and rents out the remaining units.  Each customer has asked a variation of the same question.  Does the insurance cover the tenants too?  And the...

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Recently we had a customer call in a panic because a hot water valve in the kitchen broke off.  Hot water was literally spraying across the kitchen in gallons and flooding out the kitchen and dining room while we were on the phone.  The customer was uncertain what to do...

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