Helping You Stay Informed - Insurance Simplified.

Earlier today I had a conversation with a homeowner who was so frustrated with his current insurance agent that he decided to shop around - not for a better price but for a better agent.  His frustrations stemmed mainly from his current agent “not doing anything.” He lamented about filing...

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In the State of Florida, when you allow someone to use your vehicle you are also allowing them to use your insurance.  While there are certain situations where this doesn’t apply – in most instances, the friend who wrecked your car would be considered a permissive use driver in the...

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One question we often get asked at Chrinco is whether or not the homeowner should file a claim on their home insurance for a small loss. The short answer is – it depends. There are several factors to consider before filing a homeowners insurance claim.  First, how high is your deductible. ...

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Many times people begin shopping for homeowners insurance without a plan.  They pick up the phone, call a few companies and simply ask for a home insurance quote.  At Chrinco, we believe in equipping insurance shoppers so they not only know what coverages to ask for but also how much...

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Shopping your auto insurance is more of a science than an art. The reason is simple - insurance agents plug your information into a computer which runs an algorithm and this algorithm generates a price. If two of the exact same people request insurance quote with the same coverages at...

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Me too.  As a fellow insurance agent, I’m going to go out on a limb here and tell you something that you probably already know.  Here it goes....most insurance lead companies are terrible and are a waste of money.  I would typically go as far as saying that they’re all...

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