Helping You Stay Informed - Insurance Simplified.

At Chrinco, we have seen many insurance agencies get to a certain size then suddenly stop growing.  It typically happens when the agency can no longer outpace their lapse/cancellation ratio.  Some agents get to this point, are generally happy with their income, and accept the fact that their agency is...

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This is a question we often get asked at Chrinco because, let’s face it, auto insurance can be confusing.  In Florida, most insurance coverages follow the car that you insure. For example, the comprehensive or collision coverage you purchased for Vehicle A cannot be used to cover Vehicle B.  There...

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If you're wondering whether or not your home insurance covers flooding, the short answer is: it depends on the type of flooding. First, there is the rising water flood.  These are the types of floods that you will see on the news.  You know, when heavy rains push the river...

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Tell me if this sounds familiar… You're paying your monthly bills and notice a significant increase in your auto insurance payment. Frustrated, you contact the insurance company and ask why they didn't notify you of the change in payment before taking money out of your checking account. They tell you...

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As insurance agents, most of us have been there. You make the decision to purchase insurance leads and when they start rolling in you become disillusioned.  Either your expectations were way too high or the results were way too low - and you're one unhappy agent. You look through the...

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As homeowners, most all of us have been there. Your mortgage payment goes up for some unknown reason so you call your mortgage company. Your mortgage company informs you that your insurance has increased and they needed to adjust your payment to make up the shortfall in your escrow account...

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