Helping You Stay Informed - Insurance Simplified.

It’s easy to get a quote for home insurance, but the question is whether that quote is going to include enough coverage for your home and belongings. If you use an inaccurate home insurance quote, and there comes a time where you need to make a claim, you might not...

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You already know how important it is to maintain homeowners insurance on your home. While you hope to never have to use this insurance, you always want to have enough coverage in case you do need it in the event your home is damaged or even worse, destroyed. But what...

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Let’s face it.  People don’t generally trust their insurance companies.  Money is paid to the insurance company – month after month, year after year – in the hopes that if a major insurance claim is filed the insurance company will be there to help pay for the losses incurred. The...

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If you're wondering whether or not your home insurance covers flooding, the short answer is: it depends on the type of flooding. First, there is the rising water flood.  These are the types of floods that you will see on the news.  You know, when heavy rains push the river...

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As homeowners, most all of us have been there. Your mortgage payment goes up for some unknown reason so you call your mortgage company. Your mortgage company informs you that your insurance has increased and they needed to adjust your payment to make up the shortfall in your escrow account...

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One question we often get asked at Chrinco is whether or not the homeowner should file a claim on their home insurance for a small loss. The short answer is – it depends. There are several factors to consider before filing a homeowners insurance claim.  First, how high is your deductible. ...

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