Car Insurance

Helping You Stay Informed - Insurance Simplified.

Recently we had a customer call in to let us know that he had sold one of his cars and that he would like the vehicle removed from his policy.  While talking to the customer he mentioned that he sold the vehicle for $4,000 more than what he paid for...

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It’s no secret that COVID has changed the way many companies are doing business in the United States and the same is true for auto insurance carriers as well.  With all the supply chain issues and manufacturing shortages, we’re not only seeing the price of new and used automobiles increase...

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Often times, we have customers request an auto quote and they’re uncertain how much coverage they need.  The following is the general process we use to determine adequate coverage those customers. Start with the car… If someone were to steal your car, or if a tree were to fall on...

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Did you know that if your home is uninhabitable after a covered claim, you may be entitled to additional benefits under your Loss of Use coverage. Most home insurance policies on a primary residence in Florida have a coverage called Loss of Use which is commonly listed as Coverage D...

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If someone runs into your car and it turns out that they’re an uninsured motorist, do you know which coverage you need on your insurance policy, in the State of Florida, to ensure your vehicle is fixed?  And the answer isssss… It’s collision coverage.  Most people mistakenly believe that since...

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Subrogation is a term commonly used in the insurance industry for when a customer files a claim on their insurance policy, the insurance company pays for the damages but then determines that the liability can be assigned to a third party. Want an example? Many years ago, I had a...

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