Helping You Stay Informed - Insurance Simplified.

When it comes to an auto insurance policy, there are actually many different components. Aside from the standard liability coverage, there are types of auto insurance that cover medical payments, theft, and vandalism. It sounds complicated, but all of these options exist for your benefit and not all of them...

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You thought you had a good driving record, but when your latest car insurance renewal showed up in your mailbox, you were shocked to find out that your car insurance rates unexpectedly increased. So why did your car insurance rates increase? There are a few reasons why car insurance rates...

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Let’s face it.  People don’t generally trust their insurance companies.  Money is paid to the insurance company – month after month, year after year – in the hopes that if a major insurance claim is filed the insurance company will be there to help pay for the losses incurred. The...

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This is a question we often get asked at Chrinco because, let’s face it, auto insurance can be confusing.  In Florida, most insurance coverages follow the car that you insure. For example, the comprehensive or collision coverage you purchased for Vehicle A cannot be used to cover Vehicle B.  There...

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Tell me if this sounds familiar… You're paying your monthly bills and notice a significant increase in your auto insurance payment. Frustrated, you contact the insurance company and ask why they didn't notify you of the change in payment before taking money out of your checking account. They tell you...

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In the State of Florida, when you allow someone to use your vehicle you are also allowing them to use your insurance.  While there are certain situations where this doesn’t apply – in most instances, the friend who wrecked your car would be considered a permissive use driver in the...

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