Helping You Stay Informed - Insurance Simplified.

Do you need sinkhole coverage?

Sinkhole coverage in the State of Florida is an interesting coverage. It’s seemingly easy to understand what it covers….sinkholes….right? It’s actually a little more complicated than that. Sinkhole coverage is one of the few coverages that is potentially different than what most people perceive. When you think sinkhole, do you...

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Does the color of my car affect my insurance rates?

This is a great question and one I’ve heard countless times. While there is probably evidence to suggest that people driving in a red vehicle may be more prone to getting in an accident, the reality is that it’s not significant enough to factor into the insurance company’s rating models....

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A simple three ­step process for growing your insurance agency is…

Many insurance agents are so worried about losing business that they work tirelessly to become everything to everybody. When a prospective client calls in for a life insurance quote (I know ­never happens ­ but follow me here), the agent says ‘yes, I can help.’ An hour later a call...

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One thing every homeowner should do before shopping for home insurance.

Many times people begin shopping for homeowners insurance without a plan.  They pick up the phone, call a few companies and simply ask for a home insurance quote.  At Chrinco, we believe in equipping insurance shoppers so they not only know what coverages to ask for but also how much...

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The single best time to shop for auto insurance

Shopping your auto insurance is more of a science than an art. The reason is simple - insurance agents plug your information into a computer which runs an algorithm and this algorithm generates a price. If two of the exact same people request insurance quote with the same coverages at...

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Are you tired of bad insurance leads?

Me too.  As a fellow insurance agent, I’m going to go out on a limb here and tell you something that you probably already know.  Here it goes....most insurance lead companies are terrible and are a waste of money.  I would typically go as far as saying that they’re all...

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